Insurance for drivers and riders who never stop moving

One cover.
Every platform.
24/7.

Grab may cover you during a trip.

Another platform may cover you while you're working.

TopSure protects you beyond the app.

Affordable accidental death and injury protection that stays with you - whether you're driving for Grab, delivering food, riding home, or taking the day off.

From just a few dollars a month.

Get Protected Partner With TopSure
00 06 12 18 24/7 ALWAYS ON
TopSure cover Typical platform trip cover
The problem

Your work changes. Your protection shouldn't.

TODAY

You drive for Grab.

Platform cover: during trips only
TOMORROW

You deliver for another platform.

Different app, different rules
LATER

You ride home on your own motorbike.

Platform cover: none

Most platform insurance only protects you during specific working periods.

TopSure follows you.

24 hours a day 7 days a week Across every platform
What TopSure covers

Protection for the things that matter most.

Accidental Death

If you die in a covered accident, TopSure pays a lump-sum benefit to the person you nominate.

Your beneficiary. Your choice.

Permanent Disability

A serious accident can stop you earning long before it stops your expenses. TopSure can provide a lump-sum benefit for qualifying permanent disabilities.

Accident Medical Support

Optional protection can help cover eligible medical costs following an accident.

OPTIONAL ADD-ON

24/7 Protection

Not logged in? Not carrying a passenger? Not currently delivering?

You can still be covered.

Platform insurance vs TopSure

Your platform protects the trip.

TopSure protects you.

Situation Typical platform cover TopSure
During an active trip
Waiting for jobsSometimes
Riding privately
Working across different apps
Day off
Nominated beneficiary payoutLimited / varies
Portable between platforms
24/7 cover
Designed for

Built for the gig economy

Motorcycle riders Rideshare drivers Taxi drivers Delivery riders Courier drivers Independent drivers Multi-platform gig workers

You shouldn't need five insurance policies just because you work through five different apps.

One TopSure policy can follow you everywhere.

Pricing

Protection that costs less than a coffee.

Insurance should make sense for the people buying it.

TopSure Essential EXAMPLE
From approximately
A$4.99 /month
Potential benefits could include:
Up to A$25,000-A$30,000 accidental death protection
Optional higher levels of cover available
See My Cover

Pricing and benefits vary by country and underwriting partner.

Your beneficiary

If something happens, who gets paid?

You choose your nominated beneficiary. If a covered event happens, TopSure helps make sure the people depending on you aren't left with nothing.

  • Your husband or wife 01
  • Your children 02
  • Your parents 03
  • Your brother or sister 04
  • Or another eligible person you nominate 05
How it works

Simple from day one.

  1. 1

    Choose your cover

    Select the protection level that works for you.

  2. 2

    Add your beneficiary

    Tell us who should receive the benefit.

  3. 3

    Start your protection

    Digital onboarding. No paperwork maze.

  4. 4

    Stay covered

    Drive, deliver, switch platforms or take the day off.

Your protection travels with you.

Portable insurance for the new workforce

No more insurance locked inside an app.

Gig workers are increasingly working across multiple platforms.

Insurance hasn't caught up.

TopSure is building a new insurance layer designed around the person, not the platform.

For platforms

Give your drivers more protection without becoming an insurer.

TopSure can integrate with mobility, delivery and gig platforms to offer optional protection directly to workers.

Increase driver loyalty

Offer meaningful benefits beyond each individual trip.

Zero infrastructure headache

TopSure works with licensed insurance partners to deliver the underlying insurance product.

Embedded enrolment

Drivers can opt in directly inside your app or onboarding flow.

Flexible payment

Premiums can potentially be deducted from driver earnings, wallets or subscriptions.

New revenue opportunity

Commercial structures can include distribution and revenue-sharing arrangements where permitted.

Become a TopSure Partner
For driver associations and fleets

Protect thousands of members through one simple group arrangement.

Better protection. Group pricing. Digital administration.

Talk to TopSure

TopSure can work with:

Taxi associations Motorcycle associations Delivery fleets Gig platforms Logistics companies Employer groups Driver communities

Insurance should follow people, not platforms.

The future of work is flexible. The future of insurance should be too.

One cover. Every platform. 24/7.

Get Protected